Q. All auto insurance companies offer the same coverages?
A. Absolutely not. Even though many of the basic coverages— Liability, Collision, Comprehensive, Personal Injury Protection, Medical Payments, Uninsured Motorist, etc. — are offered by companies, discounts and specialized coverages can vary greatly between companies.
Q. Are auto insurance companies regulated?
A. Yes. California requires auto insurance companies to file how they calculate customer rates, and insurers cannot deviate from these filed rates. California also has regulators who review that information and the rates companies charge.
Q. Why are Academy's rates different than rates provided online or by phone?
A. They use insurance scores, and, depending on your state, also consider your driving record, type of vehicle, where you live, your gender, your age and other factors.
Q. Why should I shop with Academy?
A. Academy has been in the car insurance business in California since 1984. We have shop over 100 leading Insurance companies to find you the very best in price & coverage.